--- title: Investment Options & Expense Ratios | Castle Rock PEP description: Explore all 26 Castle Rock PEP investment options categorized by peer group plus a target-date fund timeline and links to Morningstar for research. image: https://castlerockpep.com/hubfs/Castle%20Rock%20Logo%202026-1.png --- [Skip to content](https://castlerockpep.com/investments#main-content) ![Castle Rock Logo](https://castlerockpep.com/hs-fs/hubfs/Castle%20Rock%20Logo%202026-1.png?width=1536&height=1024&name=Castle%20Rock%20Logo%202026-1.png) - [Home](https://castlerockpep.com/) - [About Us](https://castlerockpep.com/about) Show submenu for About Us - [Community Page](https://castlerockpep.com/community) - [Blog](https://castlerockpep.com/water-cooler-wisdom) - [Contact Us](https://castlerockpep.com/contact-us) - [Pooled Employer Plan](https://castlerockpep.com/pooled-employer-plan-1) Show submenu for Pooled Employer Plan - [Investment Options](https://castlerockpep.com/investments) - [Pricing](https://castlerockpep.com/pricing-new) - [Plan Design Choices](https://castlerockpep.com/plandesigns) - [Who We Serve](https://castlerockpep.com/who-we-serve) Show submenu for Who We Serve - [Colorado Businesses](https://castlerockpep.com/who-we-serve/colorado-businesses) - [Women-Owned Businesses](https://castlerockpep.com/who-we-serve/women-owned-businesses) - [Fiduciary Tool Belt](https://castlerockpep.com/-fiduciary-tool-belt) Show submenu for Fiduciary Tool Belt - [ERISA Plan Governance](https://castlerockpep.com/erisa-plan-governance) - [ERISA Fiduciary Training](https://castlerockpep.com/fiduciary-training) - [Regulators and Audits](https://castlerockpep.com/regulators-and-audits) Open main navigation Close main navigation - [Home](https://castlerockpep.com/) - [About Us](https://castlerockpep.com/about) Show submenu for About Us - [Community Page](https://castlerockpep.com/community) - [Blog](https://castlerockpep.com/water-cooler-wisdom) - [Contact Us](https://castlerockpep.com/contact-us) - [Pooled Employer Plan](https://castlerockpep.com/pooled-employer-plan-1) Show submenu for Pooled Employer Plan - [Investment Options](https://castlerockpep.com/investments) - [Pricing](https://castlerockpep.com/pricing-new) - [Plan Design Choices](https://castlerockpep.com/plandesigns) - [Who We Serve](https://castlerockpep.com/who-we-serve) Show submenu for Who We Serve - [Colorado Businesses](https://castlerockpep.com/who-we-serve/colorado-businesses) - [Women-Owned Businesses](https://castlerockpep.com/who-we-serve/women-owned-businesses) - [Fiduciary Tool Belt](https://castlerockpep.com/-fiduciary-tool-belt) Show submenu for Fiduciary Tool Belt - [ERISA Plan Governance](https://castlerockpep.com/erisa-plan-governance) - [ERISA Fiduciary Training](https://castlerockpep.com/fiduciary-training) - [Regulators and Audits](https://castlerockpep.com/regulators-and-audits) - [Join the PEP](https://castlerockpep.com/join-castle-rock-pep) [Join the PEP](https://castlerockpep.com/join-castle-rock-pep?hsLang=en)   ## Investments ## *Simplifying retirement for all. One plan. Every business.* 26 investment options across multiple asset classes — with expense ratios shown clearly, so you always know what you're paying.   ## Understanding Expense Ratios | 1 ### What it is An annual fee, charged by the mutual fund company itself — not Castle Rock or Slavic — that reduces the fund’s return. It's separate from your plan’s administration and asset-based fees. | 2 ### How it's shown Below, every fund lists its expense ratio as a percentage, plus the dollar cost per $1,000 invested — so the impact is easy to picture. | 3 ### Learn more Click any ticker symbol to look it up on Morningstar for performance history, holdings, and manager details. | | --- | --- | --- | Looking for plan-level administration and asset-based fees instead? See our [Pricing page](https://castlerockpep.com/pricing?hsLang=en). ## Explore the Full Fund Lineup 26 investment options across multiple asset classes. Filter by category or search by name or ticker — click any symbol to research the fund on Morningstar.     | Fund | Category | Expense Ratio | Cost per $1,000 | | --- | --- | --- | --- | No funds match your search. Sorted lowest to highest expense ratio within each view. ## Target-Date Funds, Mapped to Your Retirement Year Pick the fund closest to the year you expect to retire. Each one automatically shifts from growth-focused to more conservative investments as that year approaches — and all 12 share the same low 0.08% expense ratio ($0.80 per $1,000 invested). Income [VTINX](https://www.morningstar.com/funds/xnas/vtinx/quote) 2020 [VTWNX](https://www.morningstar.com/funds/xnas/vtwnx/quote) 2025 [VTTVX](https://www.morningstar.com/funds/xnas/vttvx/quote) 2030 [VTHRX](https://www.morningstar.com/funds/xnas/vthrx/quote) 2035 [VTTHX](https://www.morningstar.com/funds/xnas/vtthx/quote) 2040 [VFORX](https://www.morningstar.com/funds/xnas/vforx/quote) 2045 [VTIVX](https://www.morningstar.com/funds/xnas/vtivx/quote) 2050 [VFIFX](https://www.morningstar.com/funds/xnas/vfifx/quote) 2055 [VFFVX](https://www.morningstar.com/funds/xnas/vffvx/quote) 2060 [VTTSX](https://www.morningstar.com/funds/xnas/vttsx/quote) 2065 [VLXVX](https://www.morningstar.com/funds/xnas/vlxvx/quote) 2070 [VSVNX](https://www.morningstar.com/funds/xnas/vsvnx/quote) Not sure which to pick? A good rule of thumb: choose the fund closest to the year you turn 65. Performance and expense data shown for the period ending 7/31/2026, sourced from the [Castle Rock PEP Fee & Investment Disclosure](https://castlerockpep.com/hubfs/Castle%20Rock%20PEP%20Fee%20Disclosure.pdf?hsLang=en). Figures are provided by InvestView and are subject to change; please refer to each fund’s prospectus for the most current information. Past performance does not guarantee future results, and all investing involves risk, including possible loss of principal. Expense ratios shown here are charged by the mutual fund companies and are separate from Castle Rock PEP’s plan administration and asset-based fees. Most funds restrict transfers back into the fund for 30 days following a transfer out. Nothing on this page is investment, legal, or tax advice. For a full breakdown of plan administration and asset-based fees, visit our [Pricing page](https://castlerockpep.com/pricing?hsLang=en). 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