--- title: Water Cooler Wisdom (2) description: Explore expert insights on retirement plans, tax strategies, and compliance for business owners. Stay informed with the latest trends and guidance from Michele Suriano. (2) image: https://castlerockpep.com/hubfs/Blog%20Picture.jpg --- [Skip to content](https://castlerockpep.com/water-cooler-wisdom/page/2#main-content) ![Castle Rock Logo](https://castlerockpep.com/hs-fs/hubfs/Castle%20Rock%20Logo%202026-1.png?width=1536&height=1024&name=Castle%20Rock%20Logo%202026-1.png) - [Home](https://castlerockpep.com/) - [About Us](https://castlerockpep.com/about) Show submenu for About Us - [Community Page](https://castlerockpep.com/community) - [Blog](https://castlerockpep.com/water-cooler-wisdom) - [Contact Us](https://castlerockpep.com/contact-us) - [Pooled Employer Plan](https://castlerockpep.com/pooled-employer-plan-1) Show submenu for Pooled Employer Plan - [Investment Options](https://castlerockpep.com/investments) - [Pricing](https://castlerockpep.com/pricing-new) - [Plan Design Choices](https://castlerockpep.com/plandesigns) - [Who We Serve](https://castlerockpep.com/who-we-serve) Show submenu for Who We Serve - [Colorado Businesses](https://castlerockpep.com/who-we-serve/colorado-businesses) - [Women-Owned Businesses](https://castlerockpep.com/who-we-serve/women-owned-businesses) - [Fiduciary Tool Belt](https://castlerockpep.com/-fiduciary-tool-belt) Show submenu for Fiduciary Tool Belt - [ERISA Plan Governance](https://castlerockpep.com/erisa-plan-governance) - [ERISA Fiduciary Training](https://castlerockpep.com/fiduciary-training) - [Regulators and Audits](https://castlerockpep.com/regulators-and-audits) Open main navigation Close main navigation - [Home](https://castlerockpep.com/) - [About Us](https://castlerockpep.com/about) Show submenu for About Us - [Community Page](https://castlerockpep.com/community) - [Blog](https://castlerockpep.com/water-cooler-wisdom) - [Contact Us](https://castlerockpep.com/contact-us) - [Pooled Employer Plan](https://castlerockpep.com/pooled-employer-plan-1) Show submenu for Pooled Employer Plan - [Investment Options](https://castlerockpep.com/investments) - [Pricing](https://castlerockpep.com/pricing-new) - [Plan Design Choices](https://castlerockpep.com/plandesigns) - [Who We Serve](https://castlerockpep.com/who-we-serve) Show submenu for Who We Serve - [Colorado Businesses](https://castlerockpep.com/who-we-serve/colorado-businesses) - [Women-Owned Businesses](https://castlerockpep.com/who-we-serve/women-owned-businesses) - [Fiduciary Tool Belt](https://castlerockpep.com/-fiduciary-tool-belt) Show submenu for Fiduciary Tool Belt - [ERISA Plan Governance](https://castlerockpep.com/erisa-plan-governance) - [ERISA Fiduciary Training](https://castlerockpep.com/fiduciary-training) - [Regulators and Audits](https://castlerockpep.com/regulators-and-audits) - [Join the PEP](https://castlerockpep.com/join-castle-rock-pep) [Join the PEP](https://castlerockpep.com/join-castle-rock-pep) [![](https://cdn.marblism.com/Pi6lOqmDUn4.JPG)](https://castlerockpep.com/water-cooler-wisdom/is-your-401k-on-autopilot-why-we-just-fired-two-underperforming-funds) ## [Is Your 401(k) on Autopilot? Why We Just Fired Two Underperforming Funds](https://castlerockpep.com/water-cooler-wisdom/is-your-401k-on-autopilot-why-we-just-fired-two-underperforming-funds) Mar 3, 2026, 4:22:48 PM [Read more](https://castlerockpep.com/water-cooler-wisdom/is-your-401k-on-autopilot-why-we-just-fired-two-underperforming-funds) [![Calendar with September 15th Deadline](https://cdn.marblism.com/0DCYskeEwx8.webp)](https://castlerockpep.com/water-cooler-wisdom/the-september-15th-miracle-your-s-corp-extension-escape-hatch) ## [The September 15th Miracle: Your S-Corp Extension Escape Hatch](https://castlerockpep.com/water-cooler-wisdom/the-september-15th-miracle-your-s-corp-extension-escape-hatch) Feb 22, 2026, 6:00:00 AM Part 3 of 3: The S-Corp Tax Survival Guide You thought March 16, 2026 was the end of the line for yo... 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[Read more](https://castlerockpep.com/water-cooler-wisdom/colorado-compliance-trap-how-famli-data-sharing-just-changed-the-game) [![Participant Security Guarantee](https://cdn.marblism.com/YGBbhUoasqY.webp)](https://castlerockpep.com/water-cooler-wisdom/the-future-of-trust-meet-erisa-ai-and-your-new-security-guarantee) ## [The Future of Trust: Meet Erisa AI and Your New Security Guarantee](https://castlerockpep.com/water-cooler-wisdom/the-future-of-trust-meet-erisa-ai-and-your-new-security-guarantee) Feb 11, 2026, 7:00:00 AM This is Part 3 of our 2026 Slavic401k Conference series. Catch up on Part 1: The 2026 Roadmap and Pa... [Read more](https://castlerockpep.com/water-cooler-wisdom/the-future-of-trust-meet-erisa-ai-and-your-new-security-guarantee) [![Chart showing savings growth](https://cdn.marblism.com/4G7v5MM8ppa.webp)](https://castlerockpep.com/water-cooler-wisdom/more-than-a-savings-account-visualizing-your-wealth-with-boldin) ## [More Than a Savings Account: Visualizing Your Wealth with Boldin](https://castlerockpep.com/water-cooler-wisdom/more-than-a-savings-account-visualizing-your-wealth-with-boldin) Feb 9, 2026, 8:00:02 AM This is Part 2 of our 3-part series exploring highlights from the 2026 Slavic401k Conference. Catch ... [Read more](https://castlerockpep.com/water-cooler-wisdom/more-than-a-savings-account-visualizing-your-wealth-with-boldin) [![The 2026 Roadmap](https://cdn.marblism.com/21xBnSOXvMi.webp)](https://castlerockpep.com/water-cooler-wisdom/the-2026-roadmap-how-were-reinventing-the-401k-experience) ## [The 2026 Roadmap: How We're Reinventing the 401(k) Experience](https://castlerockpep.com/water-cooler-wisdom/the-2026-roadmap-how-were-reinventing-the-401k-experience) Feb 5, 2026, 2:23:59 PM The retirement industry is moving fast, and we're moving faster. At Castle Rock PEP, powered by our ... 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[Read more](https://castlerockpep.com/water-cooler-wisdom/the-heart-of-the-partnership-why-we-chose-slavic401k) [![Picture of lots of cash](https://cdn.marblism.com/kgMIiIERMNe.webp)](https://castlerockpep.com/water-cooler-wisdom/the-1500-irs-thank-you-why-solo-business-owners-should-act-now-for-2025) ## [The $1,500 IRS 'Thank You': Why Solo Business Owners Should Act Now for 2025](https://castlerockpep.com/water-cooler-wisdom/the-1500-irs-thank-you-why-solo-business-owners-should-act-now-for-2025) Jan 28, 2026, 3:33:16 PM Let's be honest: when was the last time the IRS sent you a thank-you note? [Read more](https://castlerockpep.com/water-cooler-wisdom/the-1500-irs-thank-you-why-solo-business-owners-should-act-now-for-2025) [![](https://cdn.marblism.com/Q2P0Yqc7KFw.webp)](https://castlerockpep.com/water-cooler-wisdom/the-gift-of-certainty-why-i-pre-planned-my-final-wishes-and-you-might-too) ## [The Gift of Certainty: Why I Pre-Planned My Final Wishes (and You Might Too)](https://castlerockpep.com/water-cooler-wisdom/the-gift-of-certainty-why-i-pre-planned-my-final-wishes-and-you-might-too) Jan 24, 2026, 1:36:52 PM You know that iconic Barbie moment where everything is sunshine and small talk… and then she drops: ... 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