--- title: Water Cooler Wisdom | Insider description: Insider | Explore expert insights on retirement plans, tax strategies, and compliance for business owners. Stay informed with the latest trends and guidance from Michele Suriano. image: https://castlerockpep.com/hubfs/Blog%20Picture.jpg --- [Skip to content](https://castlerockpep.com/water-cooler-wisdom/tag/insider#main-content) ![Castle Rock Logo](https://castlerockpep.com/hs-fs/hubfs/Castle%20Rock%20Logo%202026-1.png?width=1536&height=1024&name=Castle%20Rock%20Logo%202026-1.png) - [Home](https://castlerockpep.com/) - [About Us](https://castlerockpep.com/about) Show submenu for About Us - [Community Page](https://castlerockpep.com/community) - [Blog](https://castlerockpep.com/water-cooler-wisdom) - [Contact Us](https://castlerockpep.com/contact-us) - [Pooled Employer Plan](https://castlerockpep.com/pooled-employer-plan-1) Show submenu for Pooled Employer Plan - [Investment Options](https://castlerockpep.com/investments) - [Pricing](https://castlerockpep.com/pricing-new) - [Plan Design Choices](https://castlerockpep.com/plandesigns) - [Who We Serve](https://castlerockpep.com/who-we-serve) Show submenu for Who We Serve - [Colorado Businesses](https://castlerockpep.com/who-we-serve/colorado-businesses) - [Women-Owned Businesses](https://castlerockpep.com/who-we-serve/women-owned-businesses) - [Fiduciary Tool Belt](https://castlerockpep.com/-fiduciary-tool-belt) Show submenu for Fiduciary Tool Belt - [ERISA Plan Governance](https://castlerockpep.com/erisa-plan-governance) - [ERISA Fiduciary Training](https://castlerockpep.com/fiduciary-training) - [Regulators and Audits](https://castlerockpep.com/regulators-and-audits) Open main navigation Close main navigation - [Home](https://castlerockpep.com/) - [About Us](https://castlerockpep.com/about) Show submenu for About Us - [Community Page](https://castlerockpep.com/community) - [Blog](https://castlerockpep.com/water-cooler-wisdom) - [Contact Us](https://castlerockpep.com/contact-us) - [Pooled Employer Plan](https://castlerockpep.com/pooled-employer-plan-1) Show submenu for Pooled Employer Plan - [Investment Options](https://castlerockpep.com/investments) - [Pricing](https://castlerockpep.com/pricing-new) - [Plan Design Choices](https://castlerockpep.com/plandesigns) - [Who We Serve](https://castlerockpep.com/who-we-serve) Show submenu for Who We Serve - [Colorado Businesses](https://castlerockpep.com/who-we-serve/colorado-businesses) - [Women-Owned Businesses](https://castlerockpep.com/who-we-serve/women-owned-businesses) - [Fiduciary Tool Belt](https://castlerockpep.com/-fiduciary-tool-belt) Show submenu for Fiduciary Tool Belt - [ERISA Plan Governance](https://castlerockpep.com/erisa-plan-governance) - [ERISA Fiduciary Training](https://castlerockpep.com/fiduciary-training) - [Regulators and Audits](https://castlerockpep.com/regulators-and-audits) - [Join the PEP](https://castlerockpep.com/join-castle-rock-pep) [Join the PEP](https://castlerockpep.com/join-castle-rock-pep) [![Retired business man calculating his retirement paycheck](https://cdn.marblism.com/3KeMjQp4oL7.webp)](https://castlerockpep.com/water-cooler-wisdom/the-paycheck-problem-how-to-be-your-own-payroll-head-in-retirement) ## [The Paycheck Problem: How to Be Your Own Payroll Head in Retirement](https://castlerockpep.com/water-cooler-wisdom/the-paycheck-problem-how-to-be-your-own-payroll-head-in-retirement) Jun 6, 2026, 9:58:07 AM For most of your career, your relationship with your paycheck has been a passive one. 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