--- title: Retirement Benefits for Construction & Trades Employers | Castle Rock PEP description: Prevailing-wage compliant retirement plans built for construction and trades employers with project-based crews. --- [Skip to content](https://castlerockpep.com/who-we-serve/construction-and-trades#main-content) ![Castle Rock Logo](https://castlerockpep.com/hs-fs/hubfs/Castle%20Rock%20Logo%202026-1.png?width=1536&height=1024&name=Castle%20Rock%20Logo%202026-1.png) - [Home](https://castlerockpep.com/) - [About Us](https://castlerockpep.com/about) Show submenu for About Us - [Community Page](https://castlerockpep.com/community) - [Blog](https://castlerockpep.com/water-cooler-wisdom) - [Contact Us](https://castlerockpep.com/contact-us) - [Pooled Employer Plan](https://castlerockpep.com/pooled-employer-plan-1) Show submenu for Pooled Employer Plan - [Investment Options](https://castlerockpep.com/investments) - [Pricing](https://castlerockpep.com/pricing-new) - [Plan Design Choices](https://castlerockpep.com/plandesigns) - [Who We Serve](https://castlerockpep.com/who-we-serve) Show submenu for Who We Serve - [Colorado Businesses](https://castlerockpep.com/who-we-serve/colorado-businesses) - [Women-Owned Businesses](https://castlerockpep.com/who-we-serve/women-owned-businesses) - [Fiduciary Tool Belt](https://castlerockpep.com/-fiduciary-tool-belt) Show submenu for Fiduciary Tool Belt - [ERISA Plan Governance](https://castlerockpep.com/erisa-plan-governance) - [ERISA Fiduciary Training](https://castlerockpep.com/fiduciary-training) - [Regulators and Audits](https://castlerockpep.com/regulators-and-audits) Open main navigation Close main navigation - [Home](https://castlerockpep.com/) - [About Us](https://castlerockpep.com/about) Show submenu for About Us - [Community Page](https://castlerockpep.com/community) - [Blog](https://castlerockpep.com/water-cooler-wisdom) - [Contact Us](https://castlerockpep.com/contact-us) - [Pooled Employer Plan](https://castlerockpep.com/pooled-employer-plan-1) Show submenu for Pooled Employer Plan - [Investment Options](https://castlerockpep.com/investments) - [Pricing](https://castlerockpep.com/pricing-new) - [Plan Design Choices](https://castlerockpep.com/plandesigns) - [Who We Serve](https://castlerockpep.com/who-we-serve) Show submenu for Who We Serve - [Colorado Businesses](https://castlerockpep.com/who-we-serve/colorado-businesses) - [Women-Owned Businesses](https://castlerockpep.com/who-we-serve/women-owned-businesses) - [Fiduciary Tool Belt](https://castlerockpep.com/-fiduciary-tool-belt) Show submenu for Fiduciary Tool Belt - [ERISA Plan Governance](https://castlerockpep.com/erisa-plan-governance) - [ERISA Fiduciary Training](https://castlerockpep.com/fiduciary-training) - [Regulators and Audits](https://castlerockpep.com/regulators-and-audits) - [Join the PEP](https://castlerockpep.com/join-castle-rock-pep) [Join the PEP](https://castlerockpep.com/join-castle-rock-pep?hsLang=en) Who We Serve # Retirement Benefits for Construction & Trades Employers Prevailing-wage compliant retirement plans, built for project-based crews. Prevailing-wage projects, seasonal crews, and ERISA audit exposure that grows with headcount all make retirement benefits harder for construction and trades employers to get right. Castle Rock's Pooled Employer Plan is built around exactly those constraints. ## Built for a project-based workforce - **Prevailing-wage / Davis-Bacon projects:** fringe-benefit dollars can be directed into a compliant retirement plan instead of paid out in cash, satisfying certified-payroll requirements while actually building your crews' retirement savings. - **Built for project-based headcount** — our plan design handles crews that expand and contract by season or by job without becoming an administrative headache. - **As your crew count grows, so does audit exposure under ERISA** — pooling into Castle Rock's PEP means no annual plan audit fee for you, even as headcount crosses the usual triggers. - **We act as your plan's independent fiduciary**, taking on the legal and compliance risk that otherwise sits with a busy owner or office manager. Retirement benefits built for a project-based workforce [Get the prevailing-wage one-pager](https://castlerockpep.com/contact-us?hsLang=en) [Join the PEP](https://castlerockpep.com/how-to-join-castle-rock-pep?hsLang=en) [facebook-f icon](https://www.facebook.com/CastleRockInvestment/) [Follow us on LinkedIn](https://www.linkedin.com/company/castle-rock-investment-company/) [Follow us on Instagram](https://www.instagram.com/castlerockpep/) [Follow us on YouTube](https://www.youtube.com/@CastleRockPEP) --- - [Home](https://castlerockpep.com) - [About Us](https://castlerockpep.com/about) - [Community Page](https://castlerockpep.com/community) - [Blog](https://castlerockpep.com/water-cooler-wisdom) - [Contact Us](https://castlerockpep.com/contact-us) - [Pooled Employer Plan](https://castlerockpep.com/pooled-employer-plan-1) - [Investment Options](https://castlerockpep.com/investments) - [Pricing](https://castlerockpep.com/pricing-new) - [Plan Design Choices](https://castlerockpep.com/plandesigns) - [Who We Serve](https://castlerockpep.com/who-we-serve) - [Colorado Businesses](https://castlerockpep.com/who-we-serve/colorado-businesses) - [Women-Owned Businesses](https://castlerockpep.com/who-we-serve/women-owned-businesses) - [Fiduciary Tool Belt](https://castlerockpep.com/-fiduciary-tool-belt) - [ERISA Plan Governance](https://castlerockpep.com/erisa-plan-governance) - [ERISA Fiduciary Training](https://castlerockpep.com/fiduciary-training) - [Regulators and Audits](https://castlerockpep.com/regulators-and-audits) Copyright © 2026, Castle Rock Investment Company 115 Wilcox Street, Suite 220, Castle Rock, CO 80104 720.608.5894 Castle Rock Investment Company is registered as an Investment Adviser in the State of Colorado, in addition to any other states requiring registration when otherwise not exempt. 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