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Working Together for You

Castle Rock PEP is offered in partnership with Slavic401k. Together, we have created a retirement plan that levels the playing field between enterprise and small business.

Plan Administration

Outsourced

In most retirement plans, the employer typically holds the plan sponsor role, which carries all the administrative, fiduciary and investment duties. Why not outsource it and move most administrative duties off your plate? 

Imagine If...

We pooled together

Castle Rock PEP was designed with every size employer in mind. By pooling together with other employers, costs are lowered by negotiating services and fees on the collective behalf. This is a win-win for employers AND employees.

Download our Second Quarter 2025 Review

With the Castle Rock Pooled Employer Plan (PEP), you can:

  • Scale

    Join forces with other businesses

  • Compete

    Get access to better investments and services

  • Save Time

    Outsource plan administration

  • Support Your Team--and Your Future Self

    Select tailored plan provisions to attract and retain your team

  • Save Money

    Do you pay for an audit every year? Join Castle Rock PEP and that invoice is paid by Slavic401k

Average Annual Savings

After your company merges its 401(k) into Castle Rock PEP

  • > 42% + Cost of Audit (if applicable). Click on any link below to Download the Plan Cost Benchmarking Report.
  • There is no audit cost. There is one audit of Castle Rock PEP that is paid by Slavic401k

  • Assumes assets are 100% invested in the Qualified Default Investment Alternative, Vanguard Target Retirement Funds.

Participants

Plan Assets

Castle Rock PEP Total Cost

Median Marketplace Total Cost

Annual Savings

25

$2M

$12,635

$24,400

$11,765

40

$4.5M

$22,535

$40,960

$18,425

75

$7M

$30,130

$58,450

$28,320

150

$15M

$64,525

$112,350

$47,825 + cost of audit

300

$20M

$86,025

$147,600

$61,575 + cost of audit

1,000

$75M

$322,525

$461,500

$138,975 + cost of audit

Why Castle Rock PEP is Different

This isn't just a retirement plan. When you join Castle Rock PEP, you get:

  • Personalized investment advice
  • Free financial planning software
  • Community spotlights to promote your business
  • Human support--from a firm led by a woman who's been advising workplace retirement plans for over two decades

Fee & Expense Information

Plan fees include a fixed administration fee and an asset-based fee. The fixed administration fee is billed quarterly in advance and is not pro-rated. It can be paid directly by the employer or from participant accounts.

Participant Count

0-50

51-100

101 & Above

Quarterly Fixed Fee

$8.75

$7.50

$6.25

Breakdown of annual asset-based fees

The asset-based fee is charged pro-rata to participant accounts and is determined by the total assets in each adopting employer's plan.

For example, if the adopting employer's plan assets are $1,000,001, each account will be assessed .55% annually (0.40% to Slavic + 0.15% to Castle Rock). The fees are deducted quarterly in arrears. 

Adopting Employer 401(k) Plan Assets

$0-$250,000

$250,001-$500,000

$500,001-$1,000,000

$1,000,001-$2,000,000

$2,000,001-$5,000,000

Over $5,000,000

Slavic Recordkeeping and Administrative Fee

0.70%

0.65%

0.50%

0.40%

0.30%

0.25%

Castle Rock Investment Advisory Fee

0.25%

0.20%

0.18%

0.15%

0.12%

0.10%

Michele Suriano Headshot 2020 Final

Hi, I'm Michele Suriano.

I started Castle Rock Investment Company in 2006 because I believe every business deserves the same quality retirement as the big guys.

Now, with Castle Rock PEP, I help businesses of all sizes finally invest in their employees--without the complexity, stress, or jargon associated with being a fiduciary. Check out the Fiduciary Training course if you want to know what you don't want to know.

Catalog of Services

Capabilities Statement

Ribbon Cutting ceremony at Victorias House
Qualifications and Designations

Awards and Quotes:
Education

Our values

Transparency. Honesty. Trust. Creative Solutions.

When you work with Castle Rock Investment Company, you can expect:

  • No hidden fees: You will always know what you are paying for.
  • No commissions: Our advice is unbiased and in your best interest.
  • Innovative Solutions: We provide creative and effective retirement solutions tailored to your needs.
Michele Suriano

As Featured In City Lifestyle

Castle Rock Investment Company was featured in April's issue for managing the retirement investments in the pooled employer plan.