Part 3 of 3: The S-Corp Tax Survival Guide You thought March 16, 2026 was the end of the line for...
Welcome back to the S-Corp Tax Survival Guide. In Part 1, we dropped the time machine bombshell:...
Pooled Employer Plan vs. State Auto IRA
| Trait | Castle Rock PEP | State Auto IRA |
|
Investment Options |
Professionally Managed |
Government Selected |
|
Employer Match |
Employer Option |
None! |
|
2025 Employee Contribution Limits |
$23,500 |
$7,000 |
|
Pretax and Roth Contributions |
Both Pretax and Roth |
Roth |
|
Annual Limit Employee + Employer |
$70,000 |
$7,000 |
|
Age 50+ Catch-up Contribution |
$7,500 |
$1,000 |
|
"Super"Catch-up for Age 60-63 |
$3,750 |
None! |
|
Employer Contribution Tax Credits |
None! |