It's "Hump" day and too much has happened since I tried to tie a bow on first quarter's Water...
Did you read the Castle Rock PEP first quarter 2025 review? Are you curious how much you remember...
Pooled Employer Plan vs. State Auto IRA
Trait | Castle Rock PEP | State Auto IRA |
Investment Options |
Professionally Managed |
Government Selected |
Employer Match |
Employer Option |
None! |
2025 Employee Contribution Limits |
$23,500 |
$7,000 |
Pretax and Roth Contributions |
Both Pretax and Roth |
Roth |
Annual Limit Employee + Employer |
$70,000 |
$7,000 |
Age 50+ Catch-up Contribution |
$7,500 |
$1,000 |
"Super"Catch-up for Age 60-63 |
$3,750 |
None! |
Employer Contribution Tax Credits |
None! |