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Investments

Simplifying retirement for all. One plan. Every business.

26 investment options across multiple asset classes — with expense ratios shown clearly, so you always know what you're paying.

 

Understanding Expense Ratios

1

What it is

An annual fee, charged by the mutual fund company itself — not Castle Rock or Slavic — that reduces the fund’s return. It's separate from your plan’s administration and asset-based fees.

2

How it's shown

Below, every fund lists its expense ratio as a percentage, plus the dollar cost per $1,000 invested — so the impact is easy to picture.

3

Learn more

Click any ticker symbol to look it up on Morningstar for performance history, holdings, and manager details.

Looking for plan-level administration and asset-based fees instead? See our Pricing page.

Explore the Full Fund Lineup

26 investment options across multiple asset classes. Filter by category or search by name or ticker — click any symbol to research the fund on Morningstar.

 
Fund Category Expense Ratio Cost per $1,000

Sorted lowest to highest expense ratio within each view.

Target-Date Funds, Mapped to Your Retirement Year

Pick the fund closest to the year you expect to retire. Each one automatically shifts from growth-focused to more conservative investments as that year approaches — and all 12 share the same low 0.08% expense ratio ($0.80 per $1,000 invested).

Income
VTINX
2020
VTWNX
2025
VTTVX
2030
VTHRX
2035
VTTHX
2040
VFORX
2045
VTIVX
2050
VFIFX
2055
VFFVX
2060
VTTSX
2065
VLXVX
2070
VSVNX

Not sure which to pick? A good rule of thumb: choose the fund closest to the year you turn 65.

Performance and expense data shown for the period ending 7/31/2026, sourced from the Castle Rock PEP Fee & Investment Disclosure. Figures are provided by InvestView and are subject to change; please refer to each fund’s prospectus for the most current information. Past performance does not guarantee future results, and all investing involves risk, including possible loss of principal.

Expense ratios shown here are charged by the mutual fund companies and are separate from Castle Rock PEP’s plan administration and asset-based fees. Most funds restrict transfers back into the fund for 30 days following a transfer out.

Nothing on this page is investment, legal, or tax advice. For a full breakdown of plan administration and asset-based fees, visit our Pricing page.