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Want to Join Castle Rock PEP?

Two Paths to Join Castle Rock PEP

1. Fast-track online plan setup using code CRP401k

You will want to have on hand:

  • Company EIN/Tax ID
  • The company owner(s) names and their ownership percentage
  • The names and job titles of all employees who are lineal relatives of an owner
  • The names and job titles of all highly compensated employees
  • Name and job titles of all company officers

2. Fill Out the Paperwork Listed Here and Upload through the Secure Portal

Don't hesitate to schedule a meeting if you want assistance.

Choose one of our three most popular safe harbor plan designs. 

All three plans automatically enroll employees after three months of service with a 3% savings rate that increases 1% each year up to 10%. Employees can opt out at any time.

The Employer chooses its contribution amount:

  1. 3% contribution to everyone with immediate vesting

  2. 3.5% to savers as a match with up to two years vesting

    • 100% Match on first 1%, 50% Match on next 5%
    • Employee saves 6%, then Employer contributes 3.5%

  3. 4% to savers as a match with immediate vesting

    • 100% Match on first 4%
    • Employee saves 4%, then Employer contributes 4%
    What to learn more? Check out this Blog post about Safe Harbor plans.

Payroll Integrations

360 Degree Payroll Integration

Please also check out our business partner, https://www.payrollintegrations.com/payroll-partners, to see if your payroll provider is already working with them. 360 degree payroll integration + Slavic401k = Angels singing!

Enjoy Employer Tax Credits for New Plans

The tax credits below are available to companies with 100 or fewer employees and no prior retirement savings plan.

  • $500 for three years

    To add automatic enrollment plan provision.

  • $250 for startup costs in first three years

    Per eligible non-highly compensated employee up to $5,000 each year.

  • $1,000 per employee

    For employer contribution to participants earning up to $100,000. Gradually reduces over five years. See IRS Form 8881.

Did You Miss the 2026 Onboarding Paperwork Party?

Built for every business

No business too large or too small.

Quick setup

Get started today with the online plan setup or schedule a PEP talk if you have questions.

Easy to use

We take care of the investments and administration for you.

Customizable

Each business chooses their own plan design.

Our values

Transparency. Honesty. Trust. Creative Solutions.

This is what you can expect when you work with Castle Rock Investment Company.

We believe

You always come first. You will always know what you are paying for when you trust us with your finances. No hidden fees. No commissions.